Saving Money

I find it hard to save money especially right now with prices of everyday items rising higher and higher.  I often get an attitude of self-pity.  My husband works hard and earns money for the family.  Don’t we deserve to indulge in going out to eat or buying that gadget he really wants?  I find that instead of giving in once in a while I tend to over indulge in these “rewards” without really saving anything.  An article I read today gives 12 tips on how to start saving in order to create good habits.  We may be in an economic slowdown, but it may be the motivator to push you and me into saving.  We can’t afford to eat out 2 or 3 times a week.  If we put limits on that now, when we have extra money we won’t be as tempted to eat out all the time- a bonus for the purse and waist line.  We have to retrain ourselves and our children that the real reward of working hard isn’t always what we can buy, but being debt free or having a nest egg for our future.  There are many important lessons in teaching ourselves to save.  The most important is patience.  Good things come to those who wait.